Three ways to set up or change direct deposit
- Online: my Social Security, "Update Direct Deposit".
- Through your bank: your bank can submit the change.
- By phone: 1-800-772-1213.
No bank account?
The Direct Express prepaid debit card is the U.S. Treasury's option for people without a bank account.
Official page: ssa.gov: direct deposit
Frequently asked questions
How long does a change take?
It can take one or two payment cycles; keep the old account open until the first payment arrives in the new one.
Last reviewed: October 5, 2026. Office address, phone and hours come from the Social Security Administration field office list. Rules and services can change: confirm on ssa.gov before you go.